FAQs
Answers to Common Questions About Surplus Funds and How the Recovery Process Works
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General Question
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General Asked Question
Surplus funds are the extra money left over after your property is sold at a foreclosure or tax auction. Once the mortgage, taxes, and fees are paid, any remaining amount belongs to the former owner.
If your home was sold in a foreclosure or tax sale, there’s a chance you’re owed unclaimed surplus money. We check public records and court documents to find out. You can also contact us for a free surplus funds check.
Yes, it’s 100% legal. If there’s money left after your home was sold, the law says that money should go to you or your heirs. Many people miss out because they don’t know they’re entitled to it.
We don’t charge anything upfront. Our fee is contingency-based, meaning we only get paid after we recover your funds. If we don’t recover anything, you owe us nothing.
Every case is different, but most clients receive their foreclosure surplus funds in 60 to 90 days, depending on the county and court schedule.
Most government agencies don’t actively notify people about unclaimed surplus funds. The process is buried in court records and red tape. That’s where we come in—we research, track, and help recover it on your behalf.
Yes, in many states you can still claim surplus funds even years after a foreclosure or tax sale—as long as the money hasn’t been turned over to the state or expired. Contact us for a quick check.
Yes. If you’re the legal heir to someone who lost a property in a foreclosure or tax sale, you may be entitled to their surplus funds. We’ll help verify and guide you through the claim process.
At Equity Recovery Pros, we specialize in recovering surplus funds from foreclosure and tax sales. Our team ensures that you receive the equity you’re entitled to, with no upfront costs. We work on a no-win, no-fee basis for your peace of mind.